Maplewood, Short Hills and Summit real estate and homes for sale in New Jersey - Victoria Carter, REALTOR® Victoria Carter REALTOR(r) for Maplewood, Short Hills and Summit, New Jersey real estate - NUMBER1EXPERT™ Victoria Carter NUMBER1EXPERT(tm) for Maplewood, Short Hills and Summit, New Jersey real estate
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Victoria Carter, REALTORŪ, real estate agent and broker for Maplewood, Short Hills and Summit New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
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Thinking About Selling Your Home Yourself?: Maplewood, Short Hills and Summit New Jersey home buying, real estate listings, and homes for sale in Essex and Union County, NJ
Welcome > For Sellers > Thinking About Selling Your Home Yourself? ...


There's More to Selling Your Home than a "For Sale" Sign In Your Front Yard: Beware. 

Even if a simple sign in your yard did produce a buyer knocking on your door, how will you handle the following questions: 

"How does your home compare to others like it in Maplewood, Short Hills and Summit?" 

"How did you determine the fair market value of this property?" 

"What about financing? Can you help?" 

"If I make an offer, who will draw up the paperwork?" 

"Why aren't you using a REALTORŪ? Is there something wrong with the property?" 

"Since you aren't using a REALTORŪ, we can take their fee right off the top, right?" 

Selling your home is one of the most important financial transactions you will make in your life. Don't take risks. Selling your home is nothing like selling a car. Every home is different, and every homebuyer wants to offer you as little as possible. How do you determine the real market value? 

Almost all homes are sold using a REALTORŪ. As a top real estate professional, it is my job to help you negotiate with all those buyers who want something for nothing. Not to mention preparing your home for sale, marketing it locally in Maplewood, Short Hills and Summit and even nationally, and guiding you through the complex paperwork and pitfalls of escrow and closing. Make sure you are really ready to handle all of that before pounding that sign into your front yard. Errors can be extremely costly. 

Remember: Buyers want to offer you as close to nothing as possible! While that "For Sale By Owner" sign might sound like a good idea, it usually means a different thing to buyers: "Try to steal this one." 

If you must sell your own home, at least let me give you a sense of its true market value. Tell me a bit about your home, and I'll do a quick Comparative Market Analysis and let you know what I feel it is worth. I'll also describe, as an experienced, top Maplewood, Short Hills and Summit REALTORŪ, how I would market your property. This is free, with no strings attached. 

Don't price your home by yourself! It's my job to analyze the Maplewood, Short Hills and Summit market and determine the true value of your property. It's FREE and without obligation... 

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Real Estate Tips
Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

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Real Estate Trivia
Q 
1992 marked the first year since before the Civil War that there were fewer than 2 million ________ in the United States?

A 
There are fewer than 2 million farms, and agricultural land is still being carved up for residential and commercial uses.
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Victoria Carter, REALTORŪ, real estate agent and broker for Maplewood, Short Hills and Summit New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Victoria Carter
Weichert Realtors

505 Milburn Avenue
Short Hills
NJ, 07078
Direct Line: 973 376-6748
Office Phone: 973 376-5200
Cellular: 973 220-3050
Office Fax: 973 376-7092
Email: victoriacarter@NUMBER1EXPERT.com

When you hire Victoria, you can be confident that the entire process of buying and selling your home will be an efficient one. She has incisive understanding of the local real estate market and is dedicated to 100% client satisfaction. Her real estate career is based upon the founding principles of Burgdorff ERA: integrity, honesty, and unwavering commitment to professionalism.


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