Maplewood, Short Hills and Summit real estate and homes for sale in New Jersey - Victoria Carter, REALTOR® Victoria Carter REALTOR(r) for Maplewood, Short Hills and Summit, New Jersey real estate - NUMBER1EXPERT™ Victoria Carter NUMBER1EXPERT(tm) for Maplewood, Short Hills and Summit, New Jersey real estate
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Victoria Carter, REALTORŪ, real estate agent and broker for Maplewood, Short Hills and Summit New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
Find Out Why Victoria Carter is One of ERA's Top 10 Realtors Worldwide! Call Victoria today at 973-376-6794 or e-mail Victoria-Carter@Burgdorff.com.


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Mortgage Prequalification: Maplewood, Short Hills and Summit New Jersey home buying, real estate listings, and homes for sale in Essex and Union County, NJ
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Maplewood, Short Hills and Summit REALTORŪ to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
About Appraisals >Fair Market Value

What is the best price for a piece of real estate? Mortgage lenders, appraisers, and real estate brokers use what is called the "fair market value" (FMV). FMV has been defined as "the price that a buyer is willing to pay and the seller is willing to accept, when both parties are knowledgeable about the property and neither is under any time pressure to buy or sell". Sounds great, but how is this price determined?

The starting point for determining a fair price may be an opinion of the value or "comparative market analysis". Such an analysis uses information on similar properties which are: 1) currently for sale, 2) already sold, or 3) expired properties (those which did not sell). Local, national and international trends and market conditions must also be evaluated.

By comparing similar properties in each of the three categories and the market conditions, appraisers, lenders and agents come very close to the maximum price that buyers would be willing to pay for a house.

See All Tips In The "About Appraisals" Category >
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Real Estate Trivia
Q 
What does the abbreviation PITI stand for?

A 
Principal, Interest, Taxes and Insurance are the four major items included in a monthly mortgage payment.
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Victoria Carter, REALTORŪ, real estate agent and broker for Maplewood, Short Hills and Summit New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Victoria Carter
Burgdorff Realtors ERA

545 Millburn Ave
Short Hills, NJ. 07078
Direct Line: 973 376-6794
Office Phone: 973 376-5200
Cellular: 973 220-3050
Office Fax: 973 376-7092
Email: victoriacarter@NUMBER1EXPERT.com

When you hire Victoria, you can be confident that the entire process of buying and selling your home will be an efficient one. She has incisive understanding of the local real estate market and is dedicated to 100% client satisfaction. Her real estate career is based upon the founding principles of Burgdorff ERA: integrity, honesty, and unwavering commitment to professionalism.

Equal HousingMLSREALTOR


Burgdorff Realtors ERA real estate and homes for sale in Maplewood, Short Hills and Summit New Jersey

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